Legal
Please read these Terms of Service carefully before using the Fluent in Fortune website or purchasing any products. By accessing or using our website, you agree to be bound by these terms.
Fluent in Fortune operates the website at fluentinfortuneofficial.com. We provide a behavioural finance quiz and sell digital educational products, including the Fluent in Fortune PDF Workbook. You can contact us at fluentinfortuneofficial@gmail.com.
By accessing our website or purchasing our products, you confirm that you are at least 18 years of age and agree to these Terms of Service. If you do not agree, please do not use our website or purchase our products.
We offer a downloadable PDF workbook as a digital product. Upon successful payment, you will receive access to download your purchase. The product is delivered digitally — no physical goods are shipped.
The workbook is for personal, educational use only. It is not a substitute for professional financial, legal, or psychological advice.
All transactions are processed securely through Paddle, our authorised payment processor. Paddle acts as the Merchant of Record for all purchases, meaning they handle payment processing, VAT/tax collection, and receipts on our behalf. By purchasing, you also agree to Paddle's terms of service. Prices are displayed in USD.
All content on this website — including the quiz, written content, workbook materials, design, and branding — is the intellectual property of Fluent in Fortune. You may not:
The content on this website and in our products is educational and informational only. Fluent in Fortune is not a licensed financial advisor, therapist, or counsellor. Nothing we provide constitutes financial, investment, legal, or psychological advice. Always consult a qualified professional before making financial decisions.
To the fullest extent permitted by law, Fluent in Fortune shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or products. Our total liability to you for any claim shall not exceed the amount you paid for the relevant product.
All sales are final. Due to the instant-access, digital nature of our products, we do not offer refunds once a purchase has been made and the file has been delivered. See our full No-Refund Policy for details.
Our content is for educational purposes only and does not constitute financial or psychological advice. Please read our full Disclaimer.
Your use of our website is also governed by our Privacy Policy, which explains how we collect and use your data.
We may update these Terms of Service from time to time. The "last updated" date at the top of this page will reflect any changes. Continued use of our website after changes constitutes acceptance of the updated terms.
If you have questions about these terms: fluentinfortuneofficial@gmail.com
These terms govern your use of fluentinfortuneofficial.com and all digital products sold through it.